We are very happy to announce yet another option available for our patients who are considering financing their plastic surgery procedure: Cherry Financing
The best option for you will depend on several factors, including:
- Your credit score
- Income
- Financing rates
- Term lengths and flexibility
- Amount to be financed
- Fees
- Application process ease
- Impact on your credit score
- Personal preference
Helpful Facts About Cherry Financing Approvals
Cherry Financing reports approval rates of around 75%, which is quite high if accurate. They also state they approve loans for individuals with FICO scores as low as 520. Once approved, your loan offer remains valid for 120 days. If your application is rejected, you can reapply after 30 days.
Advantages of Cherry Financing
- Flexible Payment Plans: Cherry offers considerable flexibility to match your payment needs.
- Fast and Easy Online Application: The process is straightforward, allowing most patients to apply independently.
- Quick Approval: You may receive approval within minutes.
- Soft Credit Check: Only a soft credit inquiry is used, which doesn’t impact your credit score.
- Transparent Fees: All fees are disclosed upfront, so there are no surprises.
Potential Disadvantages
- Shorter Terms: The repayment periods may be shorter than other options, which could be a consideration for larger procedures. CareCredit offers longer-term plans.
- No Revolving Credit: Cherry Financing does not provide a revolving line of credit for ongoing or multiple procedures. CareCredit offers this feature.
Comparing Your Financing Options
We recommend comparing the terms of CareCredit, Alphaeon, PatientFi, and Cherry Financing to find the best fit for your needs. Approval is also a factor, and if your first choice isn’t approved, you can consider your next preferred option.
At Corbett Cosmetic, we want to make your journey to feeling and looking your best as smooth as possible by providing access to these excellent financing resources.
Apply Online Today
Visit our website’s plastic surgery financing page to easily apply online. Just select the financing company of your choice, click the link, and follow the simple steps.
If you need assistance with your application or have questions, feel free to contact us at Corbett Cosmetic in Louisville, KY. Call us at (502) 721-0330 or send an email—we’re happy to help!
Lee Corbett, MD
Medical Director, Corbett Cosmetic Aesthetic Surgery and MediSpa